Searching for a new home in Raleigh? If you’re a first-time homebuyer, you may not know the ins and outs of this sometimes complicated process.

But never fear, first-timers! Test your knowledge with a handy house buying quiz from howstuffworks.com. If you get a 10 out of 10, congratulations! If your score is less than perfect, use the answers you didn’t know as lessons to make your home buying experience run as smoothly as possible.

Good luck on the quiz!

Click on the Map to View Locations  Go HERE to Download Map & Directions   (Quick Move-In = Homes that are completed within 60 Days) Final 4 Days!   Standard Pacific’s Winter Windfall Sales Event!   Ends January 31st, 2010     - Pick Your Plan – Choose your favorite plan from any one of our 48 plans and personalize it to fit your lifestyle and individual taste and select from hundreds of the latest options and updgrades from our National Award Winning Design Center.   - Pick Your Payment - Choose the financing program from Standard Pacific Mortgage that fits your needs.  - FREE Interest Rate Buy-Down - - Standard Pacific Homes will pay all of your closing costs -   - Pick Your Package - - FREE Move-In Appliance Package & 2″ Faux Wood Blinds on Quick Move-In Homes - (Home must close within 60 days to qualify as Quick Move-In) -50% Off Design Center Options on To-Be-Built Homes-  Washer Dryer, & Refrigerator & 2″ faux wood blinds / 50% off design center options incentives available only on a purchase of a Standard Pacific Home at any of our active communities in North or South Carolina. Whirlpool washer model WTW5590S (white). Whirlpool dryer model WED5300V (white) Whirlpool refrigerator model ED5FHEXV (white or black). Available on purchases on or after 1/7/10 through the end of the promotion. Homes must be completed and able to close within 60 Days to qualify for the Quick Move-In Package. Closing costs incentive and 1-0 temporary interest rate buy-down available on a purchase of a Standard Pacific Home at any of their active communities in North or South Carolina and closed escrow with Standard Pacific Mortgage. Incentive can be used toward normal lending fees and excludes pre-paids credited by the lender at close of escrow. This credit is not applicable toward any third party fees. All loans subject to credit approval. Purchase contract must be signed between on or after 1/7/10 through the end of the promotion to receive these incentives. Standard Pacific Mortgage, Inc. is licensed by: the North Carolina Commissioner of Banks AL-146109-101, L-146109. See sales for details. 1-28-10

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Own this Townhome from $1,019/mo. Year 1 $1,110*/mo. Fixed For Life! Payment Includes Principal/Interest/Taxes/Hazard Insurance & HOA Dues Homesite 4065 Renaissance Park The Cordova Go Here to View this Floorplan Go Here to View Details Granite Counters/ Hardwoods on Entire Main Level/ Garden Tub Master Bath w/ Ceramic Tile/ Digital Flat TV Pre-Wire over Fireplace   Standard Pacific’s Winter Windfall Sales Event!   Now through January 31st, 2010     - Pick Your Plan – Choose your favorite plan from any one of our 48 plans and personalize it to fit your lifestyle and individual taste and select from hundreds of the latest options and updgrades from our National Award Winning Design Center.   - Pick Your Payment - Choose the financing program from Standard Pacific Mortgage that fits your needs.  - FREE Interest Rate Buy-Down - - Standard Pacific Homes will pay all of your closing costs -   - Pick Your Package - - FREE Move-In Appliance Package & 2″ Faux Wood Blinds on Quick Move-In Homes - (Home must close within 60 days to qualify as Quick Move-In) -50% Off Design Center Options on To-Be-Built Homes-   Live 5 Minutes from Downtown Raleigh!    Click on the Map for Directions or Go Here to Download an All Community Map Washer Dryer, & Refrigerator & 2″ faux wood blinds / 50% off design center options incentives available only on a purchase of a Standard Pacific Home at any of our active communities in North or South Carolina. Whirlpool washer model WTW5590S (white). Whirlpool dryer model WED5300V (white) Whirlpool refrigerator model ED5FHEXV (white or black). Available on purchases on or after 1/7/10 through the end of the promotion. Homes must be completed and able to close within 60 Days to qualify for the Quick Move-In Package. Closing costs incentive and 1-0 temporary interest rate buy-down available on a purchase of a Standard Pacific Home at any of their active communities in North or South Carolina and closed escrow with Standard Pacific Mortgage. Incentive can be used toward normal lending fees and excludes pre-paids credited by the lender at close of escrow. This credit is not applicable toward any third party fees. All loans subject to credit approval. Purchase contract must be signed between on or after 1/7/10 through the end of the promotion to receive these incentives.  *$1,019 monthly payment is based on a sales price of $153,540 with 3.5% down payment and minimum credit score of 620. The mortgage is a 30 year fixed FHA loan with a seller paid 1-0 buydown on a base loan amount of $148,166; 1st year interest rate of 4.25% (5.974% APR), years 2-30 at 5.25% (5.974% APR). 1-0 buydown requires monthly principal and interest payments as follows: Year 1 $741.64, Years 2-30 $832.50. Estimated monthly taxes of $106.17, hazard insurance of $28.75 and HOA payments of $142 are included in the above payment. Mortgage insurance is additional and is not included in the above payment. Interest rates, loan program, sales price, and payments are estimates only and are subject to change without notice.Standard Pacific Mortgage, Inc. is licensed by: the North Carolina Commissioner of Banks AL-146109-101, L-146109. See sales for details. 1-14-10

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Our Raleigh sales team gathered together at the Madison model in our Shiloh Grove neighborhood to sing you a song. Hope you enjoy and have a wonderful holiday!

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Up to $8,000 for first-time buyers who qualify

Up to $6,500 for existing homeowners who qualify

The newly expanded Federal Tax Credit program makes now  a great time to buy a new home. Standard Pacific Homes is  ready to help you take advantage of this exciting new  opportunity.

Now, you may qualify whether you’re buying for the first time, or have owned a home for at least five of the past eight consecutive years.

• You must sign a purchase agreement prior to April 30, 2010, and must close before July 1, 2010.
• The income limit is $125,000 for single filers and $225,000 for joint filers.
• Available for the purchase of a principal residence with a purchase price of $800,000 or less.
• Tax credit does not have to be repaid as long as your home remains your principal residence for three years.
• Can be claimed on a 2009 or 2010 tax return.
• Tax credit for first-time homebuyers: Qualifying taxpayers can claim up to 10% of the purchase price. The maximum credit is $8,000, or $4,000 for married individuals filing separately.
• Tax credit for existing homebuyers: Qualifying taxpayers can claim up to 10% of the purchase price. The maximum credit is $6,500 if your previous home was a principal residence for five of the past eight years.

Visit our Raleigh-area neighborhoods today! Consult your tax professional for complete tax credit details. For a general summar, visit federalhousingtaxcredit.com.

STOP WAITING & START GETTING MORE!   One of America’s most trusted homebuilders, Standard Pacific Homes, invites you to see the durable value and unprecedented opportunity to own a superlatively designed, crafted and customer-care supported new home in a neighborhood that makes your life richer and more rewarding. You have an unequalled array of opportunities right now. All you have to do is Tour, Talk and Save!                  Free Finished Basements on Ranch Homes in Brightleaf at the Park! GO HERE to Download an All Locations Map.   *Loan funds are limited. Available at select neighborhoods on select home sites.  This program is available on loans through Standard Pacific Mortgage, Inc. for sales contracts that are signed and accepted on or before November 15, 2009.  Homes must close on or before December 20, 2009.  Example is based on a sales price of $155,000 with a 3.5% down payment and a minimum credit score of 620.  The loan is a 30-year fixed FHA loan in the amount of $152,193 with an interest rate of 3.75% for 24 months, then an interest rate of 4.75% for the remainder of the loan term (5.447% APR).  Monthly principal and interest payments are $704.83 for 24 months then , $793.91 for the remainder of the loan term.  This example is based on a sales price of $360,000 with a 10% down payment and a minimum credit score of 740.The loan is a 30-year fixed rate conventional conforming loan in the amount of $324,000 with an interest rate of 3.75% for 24 months, then an interest rate of 4.75% for the remainder of the loan term (5.283% APR).  Monthly principal and interest payments are $1,500.49 for 24 months, then $1,690.14 for the remainder of the loan term. Monthly taxes, HOA, mortgage insurance and hazard insurance are additional and are not included in the above payments. Interest rates, loan program, sales price and payments are estimates only and are subject to change without notice.  The loan program and other loan terms described are subject to borrower credit qualification.  For more details, visit your neighborhood sales office to speak with a Standard Pacific Sales Counselor. Restrictions may apply. Standard Pacific Mortgage, INC. is licensed by: the North Carolina Commissioner of Banks AL-146109-101,-102,L-146109. 10-22-09

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The Parade of Homes, hosted by the Home Builders Association of Raleigh, is taking place over the next three weekends. October 3 – 4, 9 – 11 and 16 – 18, come out between 12 and 5 to see the Standard Pacific homes participating in this year’s event:

• Laurel Park Bedford Model – 1613 Laurel Park Place, Cary
• Brightleaf at the Park Montclair Model – 1815 Morehead Hill Court, Durham
• Seagrove’s Farm Kingston Model – 113 Briarfield Drive, Apex
• Brier Creek Madison Model – 9171 Wooden Road, Raleigh

Hope to see everyone out there!