Raleigh New Homes Blog

Effective November 20th. Prior sales excluded. No Contingent Sales.

*2.75% Year 1 / 3.75% Year 2 / 4.75% (5.454% APR) Year 3-30  FHA* or Conventional** Interest Rate Buydown available on all Quick Move – In Homes and Townhomes purchased on or after 11/20/09 and closed no later than 12/18/09.

Funds are limited and promotion expires upon exhaustion of funds.

*Rate example is based on a sales price of $200,000 with 3.5% down payment and minimum credit score of 620. The mortgage is a 30 year-fixed rate FHA loan with a seller paid 2-1 buydown on a base loan amount of $196,378; 1st year interest rate of 2.75%, 2nd year interest rate of 3.75% and years 3-30 at 4.75% (5.454% APR). 2-1 buydown requires estimated monthly principal and interest payments as follows: Year 1 $802 , Year 2 $910, Years 3-30 $1,025. Monthly taxes, HOA, mortgage insurance and hazard insurance are additional and are not included in the above payments.

**Rate example is based on a sales price of $250,000 with a 10% down payment and minimum credit score of 740. The mortgage is a 30 year-fixed rate conventional loan with a seller paid 2-1 buydown on a base loan amount of $225,000; 1st year interest rate of 2.75%, 2nd year interest rate of 3.75% and years 3-30 at 4.75% (5.249% APR). 2-1 buydown requires estimated monthly principal and interest payments as follows: Year 1 $919 , Year 2 $1,043, Years 3-30 $1,174. Monthly taxes, HOA, Mortgage insurance and hazard insurance are additional and are not included in the above payment.  Loan programs are subject to credit approval and are offered
through Standard Pacific Mortgage, an Equal Opportunity Housing Lender. Interest rates, loan programs, sales price and payments are estimates only and are subject to change without notice. Restrictions may apply. Buydown Rates are only valid on purchases written and accepted after 11/20/09 and that close by 12/18/09. Sales prior to 11/20/09 are excluded. Funds are limited and promotion ends upon exhaustion of funds. See sales for details. Standard Pacific Mortgage, INC. is licensed by: the North Carolina Commissioner of Banks AL-146109-101,-102,L-146109. 11-20-09  

Effective October 16th – October 18th. Prior sales excluded. No Contingent Sales.

*4.625% (5.3% APR) Fixed For Life FHA* or Conventional** Interest Rate 60 Day Lock available on all Quick Move – In Homes and Townhomes that can close within 60 Days.

50% OFF Design Center Options on Pre-Sales For a Limited Time!

Free Finished Basements on Ranch Homes in Brightleaf at the Park!

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*Rate example is based on a sales price of $199,900 with 3.5% down payment and minimum credit score of 620. The mortgage is a 30 year-fixed rate FHA loan in the base amount of $192,904 plus the financed mortgage insurance premium of $3,376 with an interest rate of 4.625% (5.3% APR) and monthly principal and interest payments of $1,009.15. Monthly taxes, HOA, Mortgage insurance and hazard insurance are additional and are not included in the above payment. **Rate example is based on a sales price of $199,900 with 10% down payment and minimum credit score of 740. The mortgage is a 30 year-fixed rate conventional loan on a base loan amount of $179,910 with
an interest rate of 4.625% (5.126% APR) and monthly principal and interest payments of 924.99. Monthly taxes, HOA, Mortgage insurance and hazard insurance are additional and are not included in the above payment.  Loan programs are subject to credit approval and are offered through Standard Pacific Mortgage, an Equal Opportunity Housing Lender. Interest rates, loan programs, sales price and payments are estimates only and are subject to change without notice. Restrictions may apply. 4.625% Rates are only valid on non contingent quick move-in purchases written and accepted between 10/16/09 and 10/18/09 and that can close within 60 days. Sales prior to 10/16/09 are
excluded. Financing incentive is included in current incentives and is not in addition to. Rates subject to change or cancellation prior to contract and without notice. Standard Pacific Mortgage, INC. is licensed by: the North Carolina Commissioner of Banks AL-146109-101,-102,L-146109.  See sales for details. 10-16-09  

Effective October 9th – October 11th. Prior sales excluded. No Contingent Sales.

*3.5% (5.308% APR) Fixed For Life FHA* or Conventional** Interest Rate 60 Day Lock available on all Quick Move – In Homes and Townhomes that can close within 60 Days.

*Rate example is based on a sales price of $199,900 with 3.5% down payment and minimum credit score of 620. The mortgage is a 30 year-fixed rate FHA loan with a seller paid 1-1 buydown on a base loan amount of $181,025; 1st year interest rate of 3.5% (5.308% APR), 2nd year interest rate of 3.5% (5.308% APR) and years 3-30 at 4.5% (5.308% APR). 1-1 buydown requires monthly principal and interest payments as follows: Year 1 $882 , Year 2 $882, Years 3-30 $995. Monthly taxes, HOA, Mortgage insurance and hazard insurance are additional and are not included in the above payments.

**Rate example is based on a sales price of $199,900 with 10% down payment and minimum credit score of 740. The mortgage is a 30 year-fixed rate conventional loan with a seller paid 1-1 buydown on a base loan amount of $179,910; 1st year interest rate of 3.5% (5.069% APR), 2nd year interest rate of 3.5% (5.069% APR) and years 3-30 at 4.5% (5.069% APR). 1-1 buydown requires monthly principal and interest payments as follows: Year 1 $808 , Year 2 $808, Years 3-30 $912. Monthly taxes, HOA, Mortgage insurance and hazard insurance are additional and are not included in the above payment.  Loan programs are subject to credit approval and is offered
through Standard Pacific Mortgage, an Equal Opportunity Housing Lender. Interest rates, loan programs, sales price and payments are estimates only and are subject to change without notice. Restrictions may apply. 3.5% Rates are only valid on purchases written and accepted between 10/9/09 and 10/12/09. Sales prior to 10/9/09 are excluded. Financing incentive is included in current incentives and is not in addition to. Rates subject to change or cancellation prior to contract without notice.  See sales for details. Standard Pacific Mortgage, INC. is licensed by: the North Carolina Commissioner of Banks AL-146109-101,-102,L-146109. 10-9-09