*Rate example is based on a sales price of $199,900 with 3.5% down payment and minimum credit score of 620. The mortgage is a 30 year-fixed rate FHA loan in the base amount of $192,904 plus the financed mortgage insurance premium of $3,376 with an interest rate of 4.625% (5.3% APR) and monthly principal and interest payments of $1,009.15. Monthly taxes, HOA, Mortgage insurance and hazard insurance are additional and are not included in the above payment. **Rate example is based on a sales price of $199,900 with 10% down payment and minimum credit score of 740. The mortgage is a 30 year-fixed rate conventional loan on a base loan amount of $179,910 with
an interest rate of 4.625% (5.126% APR) and monthly principal and interest payments of 924.99. Monthly taxes, HOA, Mortgage insurance and hazard insurance are additional and are not included in the above payment. Loan programs are subject to credit approval and are offered through Standard Pacific Mortgage, an Equal Opportunity Housing Lender. Interest rates, loan programs, sales price and payments are estimates only and are subject to change without notice. Restrictions may apply. 4.625% Rates are only valid on non contingent quick move-in purchases written and accepted between 10/16/09 and 10/18/09 and that can close within 60 days. Sales prior to 10/16/09 are
excluded. Financing incentive is included in current incentives and is not in addition to. Rates subject to change or cancellation prior to contract and without notice. Standard Pacific Mortgage, INC. is licensed by: the North Carolina Commissioner of Banks AL-146109-101,-102,L-146109. See sales for details. 10-16-09
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